401k Limit 2024 Married Jointly. For ira contributions limits depend on whether you or a spouse have access to a workplace. The income limit for taking a full deduction for your contribution to a traditional ira while participating in a workplace retirement plan in 2024 is $77,000 for single filers and $123,000 for a married couple filing jointly.
This means that your total 401(k) contribution limit for 2024 is $30,500. Read on for terms and conditions that may affect what you can.